We Can Help With
Fire Damage
Theft/Vandalism
Water Damage
Fires can be devastating, especially when you lose a home or business. Let us help you navigate the claims process and earn the best settlement for your property.
Water Damage
Theft/Vandalism
Water Damage
Water damage can occur quickly with many unwanted side effects including mold or mildew. We are here to help you navigate existing damage and prevent any further damage from occurring.
Theft/Vandalism
Theft/Vandalism
Theft/Vandalism
Theft often leads to feelings of uncertainty and safety concerns. Let us ease your worries to make you feel safe again and restore your stolen possessions.
With complicated policies and thousands of dollars on the line, who can you trust?
When you lose your property, restoring it to its original condition is often a long and complicated process. In California, the claim doesn't even start until the insured files a Statement of Loss, which includes an estimate of the amount lost. Most people need a professional to do this, causing them to turn to the insurance company. While insurance adjusters and independent adjusters may seem like they can help, in reality they are looking for the least expensive solutions. They act in their own self-interest, often leading victims to settle for less than what their property and contents were actually worth. When you let the insurance company or one of their preferred companies take over, you are giving them control of your claim.
On the other hand, a public insurance adjuster is hired by you and works solely for you. They understand insurance policies and coverage and will guide you through the claims process in exchange for a small percent in commission. Their goal is to provide you the best possible settlement and restore your property to even better condition than it was in prior to the loss. Remember, public adjusters do not get paid unless you do. By hiring a public adjuster, you are now in control of your claim.
We have what other companies don't – a captive attorney.
There are options when it comes to choosing a public adjuster to represent you. Reliance, however, is your best option because of our commitment to earn you the best possible settlement for your claim. We can do this because we have something that other companies do not, a captive attorney. Most other firms have no legal connections. A few have an attorney on staff, but these attorneys do not have the power to legally go after insurance companies the way that Reliance does. Our partnership with Shaver Legal allows us to fight for you, which includes suing insurance companies when necessary. Within the last decade, we have successfully filed over 100 lawsuits to earn our clients their rightful settlement.
A public insurance adjuster by themselves can only argue what is in the insurance code. An attorney can argue both what is in the insurance code and case law, which is what has been determined in courts. An attorney typically charges 25-40% of the overall claim, while a public insurance adjuster typically charges 10-20% if starting from the beginning of the claim. The benefit of Reliance is that you get a public adjuster, who is best suited to determine the value of your claim, and an attorney that can help make sure the claim is paid completely. Additionally, our combined fee is only that of the public insurance adjuster, often saving our client tens of thousands of dollars in fees.
