Going through theft or vandalism often leads to questions of trust and it can be difficult to get back or restore possessions. One of the most crucial pieces in filling your claim is timing and evidence. Make sure to start the claims process as soon as possible and create a list of everything that has been damaged or lost. Acting quickly can help you get the most out of the insurance company and saves time in the investigation process.
File a police report immediately, even if you don't believe the criminal will be caught. By getting the police involved, you are documenting the loss or damage and also preventing future crimes from taking place.
When expensive items have been lost, contacting a public adjuster can help you restore your belongings. They will save you time and help you properly repair the damage.
If items have been stolen, try to find receipts or other proof of ownership. If you're a victim of vandalism, take pictures of what has been damaged. Being prepared in this way will expedite the claims process.